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homeownership

Homebuyer Education <

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Inclusionary Housing

Homeownership

Homebuyer Education

Hudson River Housing offers a full range of educational services designed to prepare you to purchase a home.  To enroll in any of these programs, complete and submit the Enrollment Form.

Vea la lista de servicios en español (pdf)

Educational Services

Financial Fitness

This one-time three-hour course is offered in a classroom setting.  It is designed to teach individuals and families budgeting, understanding credit and how to use credit responsibly in order to reach your financial goals.  This course is FREE and open to all residents of Dutchess County.

Upcoming classes:

Tuesday, October 14th 5:30 - 8:30pm

Wednesday, November 12th 5:30-8:30pm

Wednesday, December 17th 5:30 - 8:30pm

All sessions offered at the NeighborWorks HomeOwnership Center of Dutchess County, 291 Mill Street, Poughkeepsie. Please contact (845) 454-9288 to reserve your spot.

The Home Club

A nine-hour education program designed to assist first-time homebuyers overcome barriers to, and become prepared for, homeownership.  The classes meet one night per month for six months, and introduce you to local experts in the home buying process, including attorneys, realtors, mortgage lenders, and insurance specialists.  After successfully completing the course, participants receive a Certificate of Completion.  Fee ~ $100.

Pre-Purchase Fast Track

This program is a time-condensed version of The Home Club, and is only available to individuals and families that are currently in the process of obtaining a mortgage with a lender.  Sessions are scheduled individually on an as-needed basis.  Fee ~ $50.

Pre-Purchase Counseling

For those interested in purchasing a home, this service provides you with a Housing Counselor who will help you prepare to purchase through personal one-on-one counseling sessions.  Your Housing Counselor will maintain a relationship with you throughout the entire home buying process.  No fee.

Grant Eligibility and Education

The Federal Home Loan Bank of New York and SONYMA offer grants for first-time homebuyers to use towards down payment and/or closing costs.  A Housing Counselor will explain what grants are currently available and assist in determining if your household is eligible.  No fee.

Credit Counseling

One-on-one credit counseling is offered for individuals and families in need of assistance in raising their credit score to pre-qualify for a mortgage.  Fee ~ $25

The ABCs of Being a Landlord

This one-hour course is designed to assist home buyers decide if they want to pursue owning a multi-family home.  The course is a basic overview of the rewards, risks, and responsibilities of being a landlord.  No fee

Landlord Training

This service is offered to anyone who is already in the process of buying a multi-family home.  The one-on-one session details the variables involved in becoming a landlord.  Fee ~ $125

HECM/Reverse Mortgage Counseling

One-on-one counseling is offered to homeowners over the age of 62 who are interested in obtaining and/or learning more about a home equity conversion mortgage.

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Contact

Lauren McLaughlin

HomeOwnership Center Manager
lmclaughlin@hudsonriverhousing.org
(845) 454-9288 - Office